Effective management of bank capital is probably the most critical factor in ensuring the survival of banks. Over the years, regulators all over the world have imposed strict regulations and heavy penalties for failure to manage such risks in view of the systemic ramifications to the overall financial system and the broader economy. The onus is now on the Board of Directors and their committees to put in place an effective governance and management framework.

Yet, we continue to witness bank failures. Why?

This program is designed to help bank board directors understand the intricacies of bank capital management. What could possibly go wrong? Inadequate capital buffers, excessive risk-taking and over leveraging, failure to stress-test, poor asset and liability management, regulatory non-compliance and economic downturn have all been anecdotal on the root-causes for banking collapse. The program will discuss and examine effective action plans that boards can adopt to ensure a robust governance and risk management framework in order to avert such crises.